As computer systems and technology become more sophisticated, a bank’s ability to support and manage this technology becomes more challenging. In addition, federal and state regulations relating to technology and data security are also becoming increasingly complex. As a result, many banks are turning (or returning) to an outsourcing solution for their core software system. This enables bank management and employees to focus on customer service rather than focusing on supporting technology.
PCS has leveraged its reputation as a quality provider of in-house core solutions by extending its services to outsourcing. Since 2002, PCS’s Resource Management Division (RMD), located in La Crosse, WI, has grown and excelled as an important and successful part of our total technology solution. RMD’s growing client base ranges in assets from de novo to over $2 billion.
PCS customers: For RMD product specifications, click here.
Following is a quote from a customer about PCS's RMD outsourcing solution:
"By using PCS's outsourcing solution, we have access to the latest technology with built-in technology management. That way we can focus on what's most important—building relationships."
Dan Christianson, Chairman
F&M Community Bank - Preston, MN
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Making the Decision
Selecting a core data processing system is one of the most critical decisions made by a financial institution because that system will affect all areas of the company for many years. When evaluating the delivery method that best fits your business strategy, keep in mind these key considerations:
- Meeting market demands through technology planning and innovation
- Technology staffing
- Hardware and software upgrades
- Cost
- Security
- Growth
- Audits and examinations
Benefits
RMD can provide all the benefits of a complete in-house system without the burden of ownership and maintenance. Benefits include:
- Deploying new technology services quickly at a low cost
- Less reliance on staff expertise
- No growth restrictions based on hardware replacement needs
- Built-in disaster recovery planning
- The software is controlled by bank personnel
- Greater cost control because PCS provides the hardware, software, security and networking equipment
- As your strategy dictates, you can migrate between in-house and data center environments without compromising technology or your investment
Software Solution
RMD provides and supports a secure total technology system, including:
- PCS's Vision core system
- Check 21 Services
- Bank Secrecy Act compliance
- Check/Item and Document Imaging
- Deposit, loan and imaging systems support
- Document management
- Item processing
- Loan and deposit document system
- Loan management system
- On-line teller, ATM, voice response (VRU) and Internet services
- Risk and fraud prevention
- System migration/conversion services
- and more
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